To verify the identity: your passport or ID card
To verify the proof of address: a utility bill or bank statement or UK driving license.
Pay Monthly: £60/mo
Upfront account balance: £180
Pay Annually: £600/year
No upfront account balance required
We are excited to introduce our new trading name and the new website - Finadvant becomes Kapaga! Take a look at the exciting new features and our new platform designed to simplify your payments!
Dedicated account manager – Free
Account opening in 3 or less business days* – Free
Access to bulk payments module ( upload and authorise) – Free
Additional account users with tailored access rights, including internal/external users – Free
Unlimited additional EUR and GBP accounts (balances)** – Free
Integration with your accounting software. (coming January 2022) – Free
Local GBP incoming (Faster Payments, BACS) – 0.35
Local GBP outgoing ( Faster Payments ) – 0.45
Local EUR SEPA incoming
Real-time EUR incoming (SEPA Instant up to 100,000 EUR) – 0.35
Local EUR SEPA outgoing***
Real-time EUR outgoing (SEPA Instant up to 100,000 EUR) – 0.45
International EUR or GBP incoming(SWIFT) – 35
International EUR or GBP outgoing(SWIFT)*** – 45
Foreign exchange (FX) at the interbank rate EUR and GBP**** – 0.4%
International outgoing payments in USD and 16 other currencies (Convert and Pay) – 0.6%
*The 3 day account opening time is counted after all the required documents are submitted. We reserve the right to charge a fee of GBP 50 per hour if a payment or account opening requires enhanced due diligence.
**Holding more than €50,000 in your EUR balance will be charged 0.39% annually
*** Outgoing payment over 25,000 GBP (SWIFT) or EUR(SEPA and SWIFT) will be charged additional 0.01%
**** Foreign exchange (FX) at the interbank rate. Contact your account manager.
We reserve the right to charge 0.4% if an outgoing payment is in the same currency as an incoming payment